A work-related illness is an ILLNESS
that is identified in the BERUFSKRANKHEITEN-VERORDNUNG (Directive on Work-Related Illnesses, BKV)
(illnesses that follow exposure to chemical or physical agents; respiratory or lung diseases; pleural and peritoneal diseases; skin diseases; illnesses caused by other factors),
is contracted by an INSURED INDIVIDUAL and
results from INSURED ACTIVITIES undertaken by that individual
(work-related activities including travel to and from work, official work-related travel and the storage, transportation, maintenance or replacement of work equipment engaged in in connection with an insured activity).
What criteria must be met for a medical condition to qualify as a work-related illness?
- The condition must cause physical harm
- The insured individual must have been exposed to health hazards (external factors) in the workplace (over a longer period of time) that are clearly above average.
- Those external factors must have played a major part in causing the physical harm.
You still have questions? Feel free to contact the University's medical centre for employees.
Occupational noise-induced hearing loss (available in German only)