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Student Affairs

Financial Assistance for Students

Studying at university will open up new horizons for you – both professionally and personally. But you will need financial stability to be able to devote all of your attention to pursuing your degree.

This page provides a comprehensive overview of different ways to fund your university education: financial assistance under the German BAföG act, scholarships, side jobs, student loans and other financial support from government. Whether you are just toying with the idea of enrolling in a programme or have already started on your academic journey – we will help you choose the funding option that is right for you.

Financial assistance under the German BAföG act

The first thing that comes to mind when you think about financial support that students can receive from government is assistance under the German federal training assistance act (Bundesausbildungsförderungsgesetz, BAföG). If you meet the eligibility criteria, you will receive money from government every month. And you will only have to repay half of it.

It’s easy to find out if you are eligible:

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Würzburg Student Services - Student Finance Office

Scholarships

An option that is often underestimated is scholarships. And remember: Grades are not the only criterion that is taken into account! Many scholarship providers are also looking for students with a commitment to the community or ones from specific backgrounds or disciplines.

Find out what opportunities are available and submit an application. Your chances are good – and in addition to money, you might also receive non-financial support and get the opportunity to make valuable connections.

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Side jobs

Side jobs are an important source of income for students. There are many ways to earn some money while studying for a degree: for example as a waiter or waitress, an office hand or a student assistant at your university.

And in addition to earning money, you will also gain valuable work experience. But always remember to keep an eye on your working hours, taxes and insurance!

Student jobs at JMU
The stellenwerk student job portal

Student loans

Student loans can be a means to get you through financial difficulties. Concise and unbiased information about the student loan options that are currently available in Germany can be found on the studienkredit.de website. Their helpful calculation and comparison tools and expert’s blog will help you find the loan that really fits your specific needs – whether you are just starting your degree or are already further along in your programme.

Information about KfW Bank student loans
2024 CHE student loan test

The Deutschlandstipendium scholarship – an exceptional opportunity

The Deutschlandstipendium scholarship programme is open to students of all nationalities who are enrolled in a programme at a higher education institution in Germany and have demonstrated a potential for outstanding academic achievement.

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Other ways to fund your university education

There are other forms of financial support from government in addition to assistance under the BAföG act that can help you fund your university education, e.g. child benefit or a rent subsidy. And another important pillar is your legal entitlement to maintenance payments.

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