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Digital money... and then what?

02/24/2026

The increasing digitalisation of the financial sector is a frequent topic of conversation. On Tuesday, 10 March, the next edition of Würzburger Impulse will focus on this topic.

Around 85 percent of Germans use online banking, and a good 65 percent of transactions in brick-and-mortar shops are cashless. The digital transformation brings both opportunities and risks. (Image: Panuwat / AdobeStock)

"Digital euro, cryptocurrencies, stablecoins...digital only? What would that mean for money?" This is the motto of the event on 10 March from 18:00 to 19:30 in Lecture Hall 414 at Sanderring 2, where financial experts Professor Ulrich Bindseil and Professor Peter Bofinger will be exchanging views.

Everyone is talking about financial change: will the digital euro, cryptocurrencies and stablecoins revolutionise the way we pay, save and transfer value? What does a possible transition to "digital only" mean for our monetary system, for banks, citizens and the state - as well as for the European economic order?

The event will provide a comprehensible overview of technical approaches, political goals and the economic and social consequences of a progressive and possibly complete digitalisation of money. The opportunities and risks of possible future scenarios will be discussed.

The event is organised by Akademie Frankenwarte in cooperation with the Institute of Economics at the University of Würzburg as part of the "Würzburger Impulse 2026" series.

Programme

  • Welcome and introduction (Stephanie Böhm, Head of Akademie Frankenwarte)
  • Digital euro, cryptocurrencies, stablecoins...digital only? What would that mean for money? Discussion with Prof Dr Ulrich Bindseil and Prof Dr Peter Bofinger
  • Discussion with the participants (moderated by Stephanie Böhm)
  • Outlook and farewell

Admission is free, registration is required.

About the people

Prof Dr Ulrich Bindseil was Director General Market Infrastructures and Payments on the Executive Board of the European Central Bank until 2025. He is an honorary professor at the Chair of Macroeconomics at TU Berlin.

Prof Dr Peter Bofinger has been Professor of Economics, Money and International Economic Relations at the University of Würzburg since 1991 and Senior Professor here since 2020. From 2004 to 2019, he was a member of the German Council of Economic Experts. He has been a member of the German government's Pension Commission since 2026.

By JMU press office / translated with DeepL

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