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Deutsch Intern
    International

    All students in Germany MUST have health insurance. Proof of health insurance must be presented at time of enrollment.

    Students from the European Union
    • Apply for a European Health Insurance Card "EHIC" through your health insurance company.
    • Show this card to a legally-recognized health insurance company in Germany.
    • You will receive a confirmation letter from the German health insurance company.
    • You need this letter to enrol.
    Students from countries that have social security agreement with Germany (e.g. Switzerland, Turkey)
    • If you are insured in your home country, ask your health insurance provider for form E-111, AT 11, ATN 11 or BH6.
    • Show this to a German health insurance company so that they can confirm that your insurance is adequate for enrolment.
    • The German health insurance company will issue a confirmation letter.
    • You need this letter to enrol.
    Students from other countries

    Some other health insurances are also valid in Germany. To be valid in Germany, your health insurance must meet the following requirements:

    1. validity for the whole time of stay
    2. entire range of benefits like the German ones
    • outpatient care
    • inpatient care
    • medication
    • for women: treatment for pregnancy
    • no limit for the benefits
    • no waiting period for the benefits

    If your health insurance meets all these requirements please show your insurance contract (must be written in German or English) to a German health insurance company so that they can confirm that your insurance is adequate for enrolment. 

    If your health insurance is not valid in Germany you have to take out a private or public health insurance in Germany before or after your arrival:

    • Public health insurance is available for students who do not exceeded 14 semesters of study and are not older than 30 years. The cost (without children) is approximately 80 Euro per month. The cost is the same at all insurance companies.
    • Private health insurance is usually more expensive and all costs must be paid out of pocket before the insurance company reimburses the costs.

    Please note: If you have a private health insurance, you cannot switch to public health insurance.

    Further information:

    You can find more information about health insurance in Germany on the Studierendenkanzlei website, on the DAAD website or on the website Krankenkassen-Zentrale.

    At some health insurance companies it is possible to insure online. You can find more information about this in the websites of the websites of the different health insurance companies.

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    Department 1: Service Centre International Affairs
    Josef-Martin-Weg 54/2
    Campus Hubland Nord
    97074 Würzburg

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